What is the cheapest way to send money internationally?

Wise consistently ranks as the most cost-effective service for most currency pairs, using the mid-market exchange rate. For large transfers over £10,000 or equivalent, OFX and Currencies Direct offer no-fee transfers with competitive rates and personal account managers.

How long does an international money transfer take?

Delivery time depends on the destination and service. Wise typically delivers in 1–2 business days for most currencies, with some routes instant. Remitly offers an 'Express' option for same-day or next-day delivery to select countries. Bank-to-bank SWIFT transfers can take 2–5 days.

Is Wise or Revolut better for sending money abroad?

Both use the mid-market rate, but Wise is dedicated to transfers and has better coverage for emerging market currencies. Revolut is convenient if you already have the app, but charges extra fees on weekends and has monthly free-transfer limits on some plans.

What is the maximum amount I can transfer internationally?

Limits vary by service and verification level. Wise allows transfers up to $1 million+ after full verification. For very large transfers, OFX and specialist FX brokers handle amounts from £10,000 to millions with dedicated dealer support.

Are money transfer services safe and regulated?

All the services listed are regulated by financial authorities — Wise is FCA-regulated in the UK and licensed in 70+ countries, Remitly is licensed across the US and UK, and WorldRemit is FCA-regulated. Always use licensed providers and check the register on your country's financial regulator website.